Seller document checklist
What Documents Do I Need to Sell?
Short answer
Start with ownership, loan, property, permit, insurance, occupancy, repair, and closing records. Add association documents when the property is a condominium or governed community. The final list is property- and transaction-specific, not legally exhaustive.
Last verified August 14, 2026Confirm ownership and signing authority
Begin with the names and legal description in current county and title records. Gather the deed or other ownership record, owner identification requested through a secure closing process, trust or entity materials when applicable, and any power-of-attorney, probate, divorce, lien, or authority document identified by the responsible legal or title professional.
Do not email sensitive identity or financial records to an unverified address. An inherited-property owner should use the inherited-property guide to separate sale preparation from the legal decision about who may sign.
Assemble loan, property, and condition records
Collect current lender contact and payoff-request information without publishing account numbers. Add surveys when available, permit history, plans, warranties, repair invoices, inspection reports, insurance claim records, utility information, leases, notices, and records concerning systems, additions, improvements, or known condition.
Use municipal permit records for permit status rather than assumptions. Preserve source dates and do not describe an invoice as proof of present condition. The home seller plan explains how condition and preparation decisions fit the marketing strategy.
Add the association record set
A condominium or governed community requires records beyond the unit or house. Request the current declaration and amendments, bylaws, rules, budget, financial information, insurance, inspection and reserve records, assessments, meeting materials, application procedures, fees, approvals, leasing restrictions, and contact information appropriate to the transaction.
The condo seller guide routes sellers through the building-level questions. Requirements and delivery duties can change, so confirm the current Chapter 718 provisions, association records, contract, and legal guidance rather than relying on an old resale package.
Prepare the contract-to-closing file
Keep the signed contract, addenda, disclosures, amendments, deposit confirmations, inspection communications, repair or credit agreements, association submissions, title requests, settlement estimates, payoff work, and closing instructions in one secure dated file. Confirm changes in writing and keep wiring instructions out of casual email threads.
Remote sellers can use the remote workflow to coordinate originals, notarization, keys, walk-through, utilities, belongings, funding, and possession. Ask the closing professional for the final transaction-specific checklist, because property type, ownership, financing, association, title, tax, and contract terms can add documents.
Evidence ledger
Read the sources.
General real estate education only. The property records, signed contract, governing documents, and responsible legal, tax, lending, insurance, title, or association professionals control their respective decisions.
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