South Florida relocation
How do Save Our Homes and portability affect a Florida move?
Short answer
Save Our Homes limits later annual assessment increases on qualifying homestead property; it does not freeze market value or guarantee a tax bill. Portability is a separate application that may let an eligible owner moving between Florida homesteads transfer part of the prior assessment difference.
Last verified August 14, 2026What Save Our Homes limits
After the first year a property receives homestead exemption, later annual assessment increases are limited by the lower statutory measure. The limitation applies to assessed value, not the complete tax bill or market value. Florida DOR PT-112 ↗
Florida's statute governs the assessment limitation, ownership changes, and portability calculation. The property appraiser applies it to the parcel's facts. Florida Statutes §193.155 ↗
Apply for Florida homestead for the connected decision.
Why a new resident may see a different result
A person arriving from outside Florida generally has no prior Florida homestead assessment difference to port, but prior Florida homestead history and timing must be checked before reaching an eligibility conclusion. Florida DOR PT-112 — portability ↗
Portability transfers an eligible assessment difference, not cash, a refund, or the homestead exemption itself. The owner applies for homestead on the new property and files the separate portability application. Florida DOR PT-112 — forms and calculation ↗
Apply for Florida homestead for the connected decision.
Confirm dates and the property-specific calculation
The statutory window is measured from January 1 of the year the prior homestead was abandoned. The regular application deadline is March 1; ask the county property appraiser to confirm the applicable years and any late-filing procedure. Florida Statutes §193.155 ↗
The calculation differs when the new homestead has a higher or lower just value. Broward's official estimator is a planning aid and warns that not every scenario is represented; confirm the result with the property appraiser and confirm with your tax professional. Broward Property Appraiser portability estimator ↗
Apply for Florida homestead for the connected decision.
Is Save Our Homes the same as homestead exemption?
No. Homestead is an exemption; Save Our Homes limits later assessment increases after qualifying homestead treatment.
No. Homestead is an exemption; Save Our Homes limits later assessment increases after qualifying homestead treatment.
Source: Florida DOR PT-112 ↗Does Save Our Homes cap the complete tax bill?
No. It limits assessed-value increases under the statute; rates, charges, exemptions, and other components can change.
No. It limits assessed-value increases under the statute; rates, charges, exemptions, and other components can change.
Source: Florida Statutes §193.155 ↗Can someone moving from another state use portability?
Portability depends on prior qualifying Florida homestead history and statutory timing. The county property appraiser must review the applicant's facts.
Portability depends on prior qualifying Florida homestead history and statutory timing. The county property appraiser must review the applicant's facts.
Source: Florida DOR PT-112 ↗Does portability transfer without an application?
No. The owner applies for homestead on the new property and separately applies for portability.
No. The owner applies for homestead on the new property and separately applies for portability.
Source: Florida DOR PT-112 ↗Can portability be divided after divorce or joint ownership?
Florida's statute contains allocation rules. The property appraiser should determine the transferable share for the parties and facts involved.
Florida's statute contains allocation rules. The property appraiser should determine the transferable share for the parties and facts involved.
Source: Florida Statutes §193.155 ↗Who calculates the transferable assessment difference?
The county property appraiser determines the assessment difference and applies the statutory portability calculation.
The county property appraiser determines the assessment difference and applies the statutory portability calculation.
Source: Florida DOR PT-112 ↗Evidence ledger
Read the sources.
Education only—not legal, tax, lending, engineering, insurance, title, school, or public-safety advice. Property records and the responsible professional or government source control.
- Florida DOR PT-112 — Save Our HomesLast verified August 14, 2026 · Official source ↗
- Florida Statutes §193.155Last verified August 14, 2026 · Official source ↗
- Florida DOR — exemption hubLast verified August 14, 2026 · Official source ↗
- Broward — portability estimatorLast verified August 14, 2026 · Official source ↗
Direct broker guidance
Bring the complication.
Build the sale plan.
Call (561) 929-5276 or email Alexandradupont7@gmail.com. You reach Alexandra directly.
Talk to Alexandra ↗