Which Florida condo documents should a buyer review?

Ask for current versions, the date each record covers, and any later amendment, notice, report, or board action. Compare names, dates, balances, projects, and funding decisions across the set.

This checklist covers the whole document set. The minutes guide focuses specifically on questions raised by the association’s minutes.

Select and copy the list below, or print this page. Nothing you select is sent anywhere.

• Declaration and recorded amendments
• Articles of incorporation and bylaws
• Current rules and regulations
• Current budget and recent financial statements
• Reserve schedule, balances, and applicable SIRS
• Milestone inspections and other available structural reports
• Recent board and membership minutes and agendas
• Assessment notices, resolutions, balances, and schedules
• Master insurance policies, deductibles, and available claims information
• Pending litigation and attorney-status information made available
• Maintenance, repair, bid, and contract records that apply
• Resale disclosure documents and required acknowledgments
• Estoppel information, title materials, and the purchase contract

Association staff can identify records. Counsel interprets statutes, contracts, rights, deadlines, and legal effect. A licensed engineer interprets technical findings. The insurer, title professional, and lender make decisions in their own lanes.

The cash purchase guide covers what a cash purchase does not remove; this decision is the document set itself.

The seller SIRS guide focuses on preparing the available study and accompanying association records; this checklist covers the buyer’s broader document set.

The owner records guide addresses obtaining association records as an owner; this checklist supports a buyer’s review. Return to the condo buyer hub for the wider property decision.